Tennessee Private Investigator Licensing Practice Exam

Which of the following is NOT one of the three biggest credit bureaus?

1. TransUnion

2. Equifax

3. Experian

4. CreditScore Corp

The correct answer is: CreditScore Corp

The three biggest credit bureaus in the United States, which play a significant role in credit reporting and scoring, are TransUnion, Equifax, and Experian. Each of these bureaus collects credit information from various financial institutions and uses this data to create credit reports for consumers. CreditScore Corp, on the other hand, does not rank among the major credit bureaus. It may provide credit scoring services or information, but it is not one of the primary agencies that compile consumer credit reports. Understanding the roles and recognition of these bureaus is crucial for anyone involved in credit-related fields, including private investigation, as it relates to verifying identity and assessing creditworthiness in background checks.